Best Maryland CD Rates in January 2012
Now that it’s 2012, it’s a great opportunity to revisit your finances and find strategies to improve them. For example, it may have been a while since you last looked at your bank accounts. One positive change you can make right now is moving your money to a higher earning account. CD rates in Maryland are competitive if you know where to look, so find out if there’s a credit union or bank close by offering a great rate.
Benefits of Maryland CD Rates
One of the greatest benefits of choosing Maryland CD rates over regular interest rates on savings accounts is that they’re often quite a bit higher. This is especially true when it comes to CDs with longer terms. For those who don’t need access to savings for a while, a CD is the smarter option.
Highest CD Rates in Maryland
6-Month CD Rates
- Educational Systems Federal Credit Union: 1%
- Allegany Co Teachers Credit Union: 1%
- Capital Area Realtors Credit Union: 0.75%
1-Year CD Rates
- Allegany Co Teachers Credit Union: 1.26%
- Educational Systems Federal Credit Union: 1.2%
- Atlantic Financial Credit Union: 1.2%
24-Month CD Rates
- 1st Alliance Credit Union: 2%
- Educational Systems Federal Credit Union: 1.85%
- Allegany Co Teachers Credit Union: 1.76%
Please be aware that these Maryland CD rates are accurate as of 1/23/12, but may change in the future at the discretion of the bank or credit union. You may also be subject to additional requirements in order to qualify for an account. Please confirm interest rates before opening an account. To see the most up-to-date rates, visit the Maryland CD Rates page.
