Maryland Credit Unions with the Best CD Rates
If you belong to a credit union or are curious about joining one, you should know that they can offer some of the highest CD rates in Maryland. For anyone interested in locating a certificate of deposit with a competitive rate, credit unions are a great place to start.
Credit unions are different from banks because they are not-for-profit, owned by members and the field of membership is limited to a set of particular requirements. Membership eligibility is different for each one, but there’s bound to be a Maryland credit union you qualify to join. Below are the credit unions in the state that are presently offering the highest rates on CDs.
Credit Unions with the Best 6-Month CD Rates in Maryland
- Allegany Co Teachers Credit Union: 1.41%
- Educational Systems Federal Credit Union: 1%
- Capital Area Realtors Credit Union: 0.75%
Highest 12-Month CD Rates from Maryland Credit Unions
- Allegany Co Teachers Credit Union: 1.71%
- Educational Systems Federal Credit Union: 1.2%
- Atlantic Financial Credit Union: 1.2%
Maryland Credit Unions with the Best 24-Month CD Rates
- Allegany Co Teachers Credit Union: 2.02%
- 1st Alliance Credit Union: 2%
- Educational Systems Federal Credit Union: 1.85%
Please note that these rates are accurate as of May 20, 2011 but are subject to change at any time.

